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The payment in several times/deferred is available via our partner Alma. The security of the payments is ensured by Alma and its providers. All payments are protected by 3D Secure.
Amount of purchases
P3X : Only purchases between 50 € and 5 000 € are eligible for payment with Alma.
P4X : Only purchases between 50 € and 5 000 € are eligible for payment with Alma.
Fees
By paying in installments with Alma, the Customer does not pay any fees.
Alma is a telepayment manager and issues an electronic certificate that will be considered as proof of the amount and date of the transaction in accordance with the provisions of articles 1316 and following of the civil code.
Cancellation
Any termination of the T&Cs between the Seller and the customer will result in the termination of the UGCs between Alma and the customer.
You can register your card in order to not have to type your credit card number during your next orders. You will be able to use in 1 click the registered card or to type other credit card numbers. We are not informed at any time of the bank information which are encrypted and passes from bank to bank. We do not have access at any time to this data. You can remove your card in your customer area. We just receive a validation of the transaction from the bank server.
We use the 3D Secure protocole where by your bank guarantees that only the credit card owner can authenticate the transaction. It is the guarantee that no one else cannot use your credit card on our website.
The payment security is based on the authentification of the retailer (SP Plus certificate given by Caisse d’Epargne and Webaffaires given by Banque Nuger), on transfer confidentiality and integrity. It means that credit card numbers never appear in clear on the web. To ensure this security, SP Plus and Webaffaires are based on tried and tested cryptography technique and respect national and international rules. Both payment systems are compatible with SSL forms (128 bits).
The choice of the type of credit card (and the sending of the request for payment) turn your browser in secured mode SSL. A padlock or a key appear at the bottom right of your browser and the internet adress begins with "https://...". From then on, you left Pecheur.com and you are on secured payment bank website. All data are now encrypted sont alors cryptées thanks to SSL protocol to make it confidential.
When receiving request for payment, bank server authenticates the retailer by checking the conformity and validity of his certificat. Moreover, the payment system checks the integrity of the request for payment to make sure that no one else could have modified it during transmission. The internet user cans safely give his credit card number. The retailer is authenticated. Transaction data is secured and encrypted.